Everyone’s talking about the the availability of credit these days. Heck, one of MoneyKing’s buddies, MoneyBuddy, tried to buy a Toyota Prius last week and the dealer say, “No Cash. No Deal.” MoneyBuddy couldn’t get a loan—and he has a 780 FICO!

What Are You Talking About Now, MoneyKing?

MoneyKing isn’t in financial trouble, of course, he’s the MoneyKing. But, you’ve heard MoneyKing say this before: You gotta use credit cards.

Why MoneyKing?!!

For the perks! That’s why!

What MoneyKing doesn’t like are people with only one credit card, or no credit cards at all saying things like, “I don’t need to worry about borrowing money or credit cares, because I don’t buy things I can’t afford! I’m not stupid. My daddy taught me that if I can’t afford something, I don’t try to buy it.”

Leverage is part of capitalism. It makes financial sense to borrow and pay back, if there’s a financial and/or material incentive for the borrower and the lender. This is a common MoneyKing retort to aforementioned boneheads.

What’s Your Point, MoneyKing?

MoneyKing’s point is that credit cards are not a bad idea. They’re a great idea, as long as you can control youself, of course.

You gotta know the perks of your cards and keep them under a tight leash . . .

Check out www.REQUESTCREDIT.com to get the scoop on all sorts of different cards and their great perks. Discover is one of MoneyKing’s favorites. They’re great with fraud prevention, and that 1% cash back program is as consistent as water turning to ice below 32F.

This site will also help you understand more about how credit cards really work and why you should be thinking about them right NOW!

Good luck out there.