5 Easy Money Tips To Help You BEFORE You Get Married.
Feb 24th, 2008 | By moneyking | Category: Sex
Welcome to Sexual Sundays!
For your consideration: 5 Easy Money Tips To Help You BEFORE You Get Married.
The Money Kings are sooooooooooooooooooooooooooooooo surprised at how many couples get married without doing an assessment of finances before taking the big plunge .
Of all the things to examine when choosing a potential husband or wife:
- Age.
- Temperament.
- Political views.
- Parents and family.
- Pets.
- Careers.
- Geographic location. (Now that we’ve got Match.com and all the other online dating sites!)
- Hair color.
- Hair amount.
- Hair color.
- Hair style.
- Hair length.
- Nunchuck skills.
You get the point . . .
Why is it that people continually refuse to consider finances? Wait!!!! We know, because money isn’t attractive. Money is interesting. Money isn’t fun. And, that’s what everyone is doing pre-marriage. They’re thinking about how attractive their mate is, how interesting they are, how much fun they’re all having, and how great their hair color turned out after that last trip to the salon. These are the sexy subjects.
Readers, if you’re out there and you’re thinking of getting married.
Wake Up!!!
Do yourself, and your wallet, a huge favor and talk with your mate about the following before spending any time or money planning a wedding:
- All of your bank accounts. Get this issue outlined and secured before getting married. Figure out who has what money where, and how things shall be after you both shall be wedded for ever and ever Amen! The Money Kings don’t care what you do with your accounts before marriage. We just want to make sure that you realize that if anything happens to you or your mate after marriage, having an idea of what cash is available for burial, illness, childrearing, super vacations, business startup or anything else for which you may need the other party’s cash, you at least have a decent idea of what you’re dealing with and what you can do.
- All of your living expenses. This may only apply to those living separately before marriage, but it’s very important to understand what it’s going to cost you to live together. In a lot of cases, when people get married, they wind up living a tad bit cheaper than they did separately. So good for you!! That means you might have more cash at the end of each month. Know what to do with it, BEFORE the joys of nuptials take over your brain and your common sense.
- All of your debts, pending legal disputes and tax bills. This one definitely goes without saying. You should KNOW what debts your household will incur. There’s no excuse for not talking about debt, pending court cases or visits from the IRS with a mate. If you don’t, and you wind up with money problems later down the road, then you’re officially not ready to marry–NOW!
- All of your non-cash assets. If you’re a gold or oil baron, then your spouse should be prepared to be in that business after the wedding bells ring. Nothing is more shameful than a person spending a good portion of their life amassing non-cash assets only to marry someone that has absolutely no respect for them at all. If you’re a comic book junkie, and your prized collection of a dozen copies of Spider Man #1 wind up in the garbage when your wife cleans the garage while you’re gone, because you were too busy/stupid/drunk/crazy to tell her where they were before she moved in, then you get what you deserve.
- All of your pension, 401k and insurance accounts The Money Kings bet you 1 million galactic credits that one of the aforementioned will change after you get married. Anytime you have assets or policies that are “stored” away for the end of your life your marriage comes into play, because your life is now in the hands of a new family member—the most powerful legal one at that.
Good luck out there.
The Money Kings
Keywords: sex, marriage, love, money, before marriage, stupid, mistake, star, wars, hair
Sexy or not…before my hubby and I got married eons ago (yes we’re still married) we were required to go through pre-marital counseling, AND one of the subjects covered was “finances and spending habits”. We also learned that money issues are one of the main reasons people fight and get divorced. So I’m with you this is something that definately needs to be discussed before you take the plunge.
before we got married, my wife and i went through pre-marriage counseling to go over all those things -make sure we were compatible, talk about money, etc. Now that doesn’t mean that we don’t still have disagreements about some of those things, but it does mean we knew what we were getting into.
Money is the #1 reason people get divorced, and couples are not discussing it. I know that a financial discussion is VERY private and not to be had with every TDH you run across, but certainly before the big day, this conversation has to happen. Going into a marraige not knowing your partner’s spending habits and financial beliefs is so dangerous. Take it from a gal who knows. My first marraige ended for many reasons; the main one being finances. My ex had no interest in saving money, he spent more than we had, he didn’t worry about credit, etc. His whole family was the same and he saw that they were able to make it with a second and third mortgage and a couple of bankruptcies. No Thanks! Right after our divorce wa final, he declared bankruptcy.
are discussing this issue! So now we’re a couple . . .
All joking aside. Thanks for reading our post on this issue. We’ve gotten so much user email regarding relationships that Sexual Sundays have become a permanent part of The Money Kings.
Most everyone wants some sort of basic level of companionship. But, like everything else, companionship requires money. It’s unavoidable. Might as well start with your instincts (hormones) and then immediately move to the converse (logic).
Thanks for reading!